Finance Graduate

Kick‑start your career with Pepper Money and gain real exposure in a fast‑paced, forward‑thinking specialist lender. Based in our London office, you’ll join a high performing team within a business backed by a global financial institution, a place where graduates are supported, trusted and encouraged to grow from day one.

At Pepper Money, people are at the heart of everything we do. We’re proud of our inclusive, collaborative culture and our shared purpose to Help People Succeed from our customers and broker partners to every colleague across the business. If you’re curious, motivated and ready to learn, there’s never been a better time to start your career with us.

What you will be doing 

Reporting to the FP&A team, you will support the delivery of financial reporting, forecasting and planning activities that help drive business decision-making. You will work with a range of stakeholders across Finance and the wider business to analyse performance, produce management information and contribute to budgeting and forecasting processes.

You will also play a key role in improving the way financial information is reported and analysed, supporting the implementation of new technologies and helping to automate processes to improve efficiency and insight across the Finance function.

• Support the production of monthly management accounts, including P&L and Balance Sheet reporting.
• Analyse business performance, identifying key trends, variances and areas requiring further focus.
• Assist with the preparation of Board and senior management reporting packs.
• Support the annual budgeting, forecasting and business planning processes.
• Work with stakeholders across the business to gather assumptions, challenge inputs and improve forecast accuracy.
• Maintain and develop financial models used to support planning and decision-making.
• Support the enhancement of reporting capabilities through tools such as Power BI, Vena and Microsoft Fabric.
• Assist with the automation of reporting processes and the development of more efficient ways of working.
• Work closely with Financial Control, Treasury, Risk and Commercial teams to provide financial insight and support.
• Contribute to ad hoc analysis, financial modelling and business projects as required.

What we are looking for

We are looking for an analytically minded individual with a strong interest in Financial Planning & Analysis and a solid foundation in finance or accounting. You will be comfortable working with data, enjoy solving problems and can translate information into meaningful insight.

This role would suit someone at the early stages of their career who has gained some exposure to a professional or corporate environment and is looking to build their technical and commercial finance skills within a structured FP&A team. An interest in technology, data analytics and process improvement would be highly beneficial.

• Degree qualified, or equivalent, in Finance, Accounting, Economics, Mathematics or a related discipline.
• Strong financial and commercial acumen with a genuine interest in business performance and financial analysis.
• Working towards, or interested in pursuing, a professional qualification such as ACA, ACCA, CIMA or CFA.
• Strong Excel skills, including the ability to work with large datasets and financial models.
• An interest in data visualisation, automation and emerging technologies.
• Exposure to, or a demonstrated interest in, tools such as Power BI, Python, SQL, Microsoft Fabric or similar technologies would be advantageous.
• Highly analytical, with strong numerical and problem-solving abilities.
• Excellent attention to detail and a commitment to producing accurate work.
• Able to prioritise workloads and manage competing deadlines effectively.
• Strong communication skills, with the ability to build relationships across different teams.
• A proactive and self-motivated approach, with a willingness to learn and continuously develop.

Some of the benefits we provide are:

• Competitive salaries and bonus schemes
• Hybrid home/office working arrangements
• Regular training and opportunities to learn and grow
• Holiday leave plus bank holidays
• Medical insurance cover
• Life insurance
• Health and wellbeing support

In return for your commitment, you’ll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team. If you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows, then we’d love to hear from you.

We also want our people to feel a sense of belonging at Pepper Money. We are committed to meeting our Diversity, Equality and Inclusion charter, further information can be found on the Careers section on our website.

This advert will close at COB on Tuesday 4th August.